Hello all, me again!
Question... why is it difficult for tattooists to get public liability insurance?
I have been doing some digging about today - and what it reveals to me is that all we are covered for are general things like someone tripping or hurting themselves in the property. (eg tripping over a piece of furniture etc!!) There is no element which covers the actual tattooing - yet because we are tattooing it is far more expensive than for any other business apparently?!
There is another element called treatment cover which is for a person say who develops an infection - but it would have to be proven that it was through negligence in hygiene standards of the artist for example... and with a policy excess of *£1k!
Can any of you shed any light on this - offer any tips as to a good company to use - or give me any ideas of quotations/annual costs - as the figures I have been given are rediculous! Cheapest was *£330 with a *£1k excess!!
It just proves to me yet again that everything is stacked up against us trying to abide by the law!!
sorry, forgot to say that quote is just for me personally - so not the type of cover you'd need for a shop even!
Question... why is it difficult for tattooists to get public liability insurance?
I have been doing some digging about today - and what it reveals to me is that all we are covered for are general things like someone tripping or hurting themselves in the property. (eg tripping over a piece of furniture etc!!) There is no element which covers the actual tattooing - yet because we are tattooing it is far more expensive than for any other business apparently?!
There is another element called treatment cover which is for a person say who develops an infection - but it would have to be proven that it was through negligence in hygiene standards of the artist for example... and with a policy excess of *£1k!
Can any of you shed any light on this - offer any tips as to a good company to use - or give me any ideas of quotations/annual costs - as the figures I have been given are rediculous! Cheapest was *£330 with a *£1k excess!!
It just proves to me yet again that everything is stacked up against us trying to abide by the law!!
sorry, forgot to say that quote is just for me personally - so not the type of cover you'd need for a shop even!